I unfortunately had a small collision with another car (I was stationary… so I would say it is not my fault - going through insurance etc…) I have got the £1000 excess charge. I understand it, and I know it is in the contract (luckily I also took out some hire car insurance, hoping it will pay out if the other party’s insurance doesn’t).
My question is this though, the damage was minor, a scratch and chipped paint. If I failed to report it (this is purely hypothetical as I have) am I right in saying that my only liability over the hire period would be £1000. Have I become a victim of being too honest, as when I hand the car back, would I potentially have to pay up to £1000 for any other damage?
I hope my wittering makes some sense…