Nice though a Cupra looks, it is still “only” a VW - and it’s difficult to see at that sort of price (cf all-inclusive) point 
Scale, different business model
…or, at least don’t need to.
This is an interesting one. I’ve had company cars, I’ve ‘had’ cars that my first wife (MFW) owned but I’ve only owned 5 cars - the last 4 of which have eventually shown signs of being more of a liability than an asset.
For me, subscription means capping those liabilities to a “one-month-mistake” (and that hasn’t happened yet
) - but it must be different for others. Perhaps economic instability might drive the subscription model. Perhaps new technology will fast render having a car available a totally different proposition with self-driving “Uber-style” models to your door and destination at ridiculously competitive rates? 