Good evening. Debut post and onto newbie - been really impressed so far.
I have two questions on rental excess insurance though please…
1). I’ve taken the policy out in my name but work will pay it for me as salary sacrifice meaning it’ll go on to the onto business paperwork. Do I need to therefore get business car excess insurance or can I get my own as I’ll be the only named driver on the rental agreement?
2). Started agreement today - some sites seem to suggest it’s too late to take out an excess policy? I just wanted an annual one that covered me for for all of my rentals. Are there companies that will let me start it now on my current rental?
Thank you for any help.